After all, that is what you have house insurance for, right?Īlthough basic home insurance includes water damage, there are many types of flooding and water damage and not all are covered. Surely if your basement is full of water you can call your insurer, so they can help you start dealing with it and cover the cost.
If you are like many homeowners, you may believe that any major problem to do with flooding in your home will be covered by your home insurance policy. If your house was flooded or damaged by water, would it really be covered by your home insurance policy?